Welcome to IPayAfter.com!

Everyone Can Experience Financial Difficulties, and Foreclosure Can Happen To Anyone. The Good News is, We can help!

Foreclosure is something that can happen to anybody. There are a record number of people reciving a Notice of Default and losing their home to foreclosure. Many situations can affect a person's ability to make timely mortgage payments, including:

Temporary Job Loss
Rising Interest Rates
Medical Problems
Recent Divorce
Non-paying Tenants

The reality is that any of these issues can cause a person to fall behind on their payments. While this time may seem stressful and overwhelming there is assistance available.

Is Loan Modification for you?

The fact is that with the combination of a sluggish economy and the real estate market bursting has made it very difficult for many Americans to afford living in their own house. There may be other options available and we will explore all options with you.

How does it work?

We work with the lenders directly and are familiar with each lenders guidelines on getting a loan modification offered to you, one that encourages your financial well-being. Lenders may do one, any or all of the following: lower your interest rate, your principal amount owed, your monthly payments, and/or forgive your delinquent amount.

So you are ready for loan modification.

Our experienced and knowledgeable staff will guide you through the entire process. There are no upfront fees and we only get paid for what we work on. No Upfront fees.

Federal Government Programs

A.k.a “The Obama Plan” We have mastered the details of the Housing Affordability Modification Plan. We have successfully lowered payments to 38% of homeowners gross income. Learn why we have extremely high success rates.

Private Programs

Some owners of mortgage notes have their own modification plans. We know the lenders and we know how they work. Check out why we are so successful.